Terms & Conditions — 97pk

1 Introduction

These Terms & Conditions ("Terms", "Agreement") govern your access to and use of the website located at https://97pk.cam (the "Platform"), operated under the brand name 97pk. By visiting, browsing or otherwise using the Platform, you agree to comply with and be legally bound by these Terms.

97pk is an English-language online betting and casino information platform. It is designed to serve users in Pakistan and provides educational content relating to sports betting, live casino gaming, payment methods and responsible gambling. 97pk does not operate as a gambling operator, does not accept player wagers, and does not hold or process player funds.

These Terms apply to all visitors, registered users and any other persons who access or use the Platform in any capacity. If you do not agree to these Terms, you must immediately cease using the Platform.

2 Definitions

For the purposes of these Terms, the following definitions apply:

• "Platform" — refers to the website https://97pk.cam and all content, pages, features and services available through it.
• "97pk" — refers to the operator and publisher of this Platform.
• "User" / "You" — refers to any individual who accesses, browses or uses the Platform in any way.
• "Content" — refers to all text, graphics, data, images, guides, glossaries, tips, promotional descriptions and other material published on the Platform.
• "Operator" — refers to any third-party gambling or betting service that a user may independently choose to access based on information available on the Platform. 97pk is not an operator.
• "Bonus / Promotion" — refers to any illustrative example of a gambling promotional offer described on the Platform. Such examples are not live or guaranteed offers.
• "PKR" — refers to Pakistani Rupees, the official currency of Pakistan, used in illustrative financial examples throughout the Platform.
• "KYC" — refers to Know Your Customer, a standard identity verification process applied by regulated gambling operators before processing withdrawals or large transactions.
• "Wagering Requirement" — also referred to as rollover, this is a multiplier applied to a bonus amount that must be wagered before withdrawal is permitted, as set by individual operators.

3 Acceptance of Terms

By accessing the Platform, you confirm that:

• You have read and understood these Terms in full.
• You agree to be legally bound by these Terms and any future amendments published on the Platform.
• You are accessing the Platform for personal, non-commercial informational purposes only.
• You are at least 18 years of age — or the higher minimum age required by the applicable operator or license jurisdiction in your country.
• You understand that 97pk does not provide gambling services, legal advice, financial advice or investment advice.

4 Account Eligibility

Access to the informational content on 97pk is intended exclusively for adults. You must meet all of the following eligibility criteria:

• You are at least 18 years of age, or the higher minimum age required by the gambling operator or license jurisdiction applicable to your use case.
• You are not accessing the Platform from a jurisdiction where online gambling information is unlawful.
• You are not a person who has voluntarily or compulsorily self-excluded from gambling activities via any operator or regulatory mechanism.
• You are acting on your own behalf and not as an agent or representative of a third party for the purposes of accessing gambling information for commercial circumvention.

5 Platform Use

The 97pk Platform is provided for informational and educational purposes only. All content — including betting guides, casino game explanations, payment method descriptions, glossary entries and promotional examples — is intended to help users make more informed decisions when independently evaluating third-party gambling operators.

You agree to use the Platform only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

• Use the Platform in any way that violates applicable Pakistani or international law or regulation.
• Transmit any unsolicited commercial communications via the Platform.
• Attempt to gain unauthorised access to any part of the Platform or its underlying infrastructure.
• Use automated tools, scrapers or bots to extract content from the Platform without express written consent.
• Reproduce, duplicate, copy, sell or exploit any portion of the Platform's content for commercial purposes without permission.
• Introduce malicious code, viruses or any material that is harmful, threatening, defamatory or obscene.

6 Intellectual Property

All content published on the 97pk Platform — including but not limited to written text, editorial guides, glossary content, page layouts, graphics, colour schemes, brand elements and structural design — is the intellectual property of 97pk or its content licensors, and is protected under applicable copyright and intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and read the Platform's content for personal, non-commercial informational purposes. This licence does not include:

• The right to reproduce, republish or redistribute content without written authorisation.
• The right to modify, adapt or create derivative works based on Platform content.
• The right to use 97pk's brand name, logo or trademarks in any context without permission.
• The right to commercially exploit any part of the Platform.

Any unauthorised use of Platform content may result in legal action under applicable intellectual property legislation.

7 Bonus & Promotions Information

97pk may publish illustrative examples of gambling promotions and welcome offers — such as a "100% Welcome Offer up to PKR 25,000" or "Cricket Weekend Offer up to PKR 15,000" — for educational purposes. These examples are intended to explain how promotional structures typically work. They are not live or guaranteed offers.

The following conditions apply to any promotional content on this Platform:

• All bonus examples are illustrative. Actual bonus availability is determined solely by the individual operator offering the promotion.
• Wagering requirements, rollover multipliers, minimum deposit thresholds and expiry windows shown are examples only. Actual terms will vary by operator and are subject to change without notice.
• 97pk does not guarantee that any illustrated bonus will be available, match the described amounts or remain active at the time of a user's registration with an operator.
• Users must read and accept the full Terms & Conditions of any operator before claiming any bonus or promotion.
• Bonus funds and winnings derived from bonuses may be subject to withdrawal restrictions until wagering requirements are fully satisfied.

8 Payments & Withdrawals

97pk does not process, receive or hold any financial transactions, deposits or withdrawals. All payment processing is conducted directly between the user and the relevant third-party gambling operator.

Information on payment methods published by 97pk — including references to Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — is provided for educational context only. The following conditions apply:

• Payment method availability is determined entirely by the operator's cashier configuration and is not guaranteed by 97pk.
• Transaction fees, minimum deposit/withdrawal amounts, processing windows and currency conversion rates are set by the operator and/or the payment provider — not by 97pk.
• KYC (Know Your Customer) identity verification is typically required by regulated operators before processing withdrawal requests. Users must ensure their account details match their verified payment information.
• 97pk does not guarantee specific payout timelines. Processing durations depend on operator review procedures and payment network conditions.
• Users are responsible for understanding and complying with any restrictions imposed by their bank, wallet provider or network carrier on gambling-related transactions.

9 Responsible Gambling

97pk takes responsible gambling seriously. This Platform actively promotes informed, controlled engagement with gambling content and encourages all users to use available responsible gambling tools.

Users are strongly advised to:

• Set personal deposit limits, session time limits and loss limits using tools available in their gambling operator's account dashboard.
• Use self-exclusion tools if gambling is causing financial, social or emotional harm.
• Never gamble with money that is needed for essential living expenses, including rent, food, bills or loan repayments.
• Treat gambling strictly as entertainment — not as a source of income or a method of recovering financial losses.
• Seek professional help if gambling habits become difficult to control.

For comprehensive guidance on responsible gambling tools, self-exclusion procedures and limit-setting processes, please visit our dedicated Responsible Gambling page.

10 Prohibited Conduct

The following activities are expressly prohibited on the 97pk Platform. Violation of these prohibitions may result in immediate termination of access and, where applicable, legal action:

• Accessing the Platform on behalf of, or for the benefit of, a minor (person under 18 years of age or the applicable higher minimum age).
• Using the Platform to facilitate illegal activity, including money laundering, fraud or any form of financial crime.
• Attempting to reverse-engineer, decompile or tamper with any component of the Platform's technical infrastructure.
• Publishing, transmitting or uploading content that is defamatory, harassing, threatening, obscene or otherwise unlawful.
• Misrepresenting your identity, age or jurisdiction of residence when using this Platform or any affiliated operator service.
• Systematically harvesting or scraping Platform content for commercial redistribution without written authorisation.
• Attempting to circumvent any geographical, legal or technical restriction applied by this Platform.

11 Disclaimers

The Platform and all content therein are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose or non-infringement.

Specifically:

• 97pk does not warrant that the information on this Platform is complete, current, accurate or free from errors. Gambling odds, bonus figures, payment method details and platform features change frequently and may not reflect current operator offerings.
• 97pk does not guarantee continuous, uninterrupted access to the Platform. Maintenance, technical issues or third-party infrastructure failures may cause temporary unavailability.
• Content relating to Pakistan cricket, PSL/T20 tournaments, ICC events, football leagues and UFC is provided for contextual reference only. 97pk is not affiliated with, endorsed by or connected to any sports body, tournament organiser or broadcast rights holder.
• Nothing on this Platform constitutes legal advice, financial advice, tax advice or investment advice. Users must seek independent professional guidance for such matters.

12 Limitation of Liability

To the fullest extent permitted by applicable law, 97pk and its officers, directors, employees, contractors and content providers shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising from:

• Your use of, or inability to use, the Platform or its content.
• Any gambling losses incurred as a result of acting on information published on this Platform.
• Any errors, omissions or inaccuracies in Platform content.
• Unauthorised access to or alteration of your data or transmissions.
• Any reliance placed on promotional examples, odds figures or payment method guidance published on the Platform.
• Any decisions made by a third-party operator that affect your account, funds or gambling experience.

You expressly acknowledge that 97pk operates as an information platform only and accepts no responsibility for outcomes arising from gambling activity conducted at any operator.

13 Third-Party References

The 97pk Platform references a number of third-party brands, payment services, sports organisations and financial institutions for educational and contextual purposes. These include, but are not limited to, Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah, Pakistan Super League (PSL), Pakistan Cricket Board (PCB), ICC, and various football and combat sports organisations.

All such references are subject to the following conditions:

• 97pk is not affiliated with, endorsed by or connected to any of the third-party brands or organisations mentioned on this Platform.
• No partnership, sponsorship or commercial agreement is implied by the mention of any third-party brand.
• The mention of payment providers does not imply that those providers support or permit gambling transactions.
• Sports league and tournament references are used for contextual relevance only and do not imply official affiliation or licensing.

14 Governing Law

These Terms shall be interpreted in accordance with applicable law. Users in Pakistan are reminded that online gambling may be subject to restrictions under the Prevention of Gambling Act, 1977, and related provincial and federal legislation. 97pk does not represent that these Terms override or supersede any applicable local law.

Any dispute arising from these Terms or your use of the Platform shall be subject to the jurisdiction mutually agreed upon at the time of dispute, or, in the absence of agreement, to the jurisdiction applicable to the Platform's operating entity.

Nothing in these Terms constitutes legal advice. If you have concerns about the legality of online gambling in your jurisdiction, please consult a qualified legal professional.

15 Amendments to These Terms

97pk reserves the right to modify, update or replace these Terms & Conditions at any time without prior notice. Changes take effect immediately upon publication on this page. The "Last Updated" date at the top of this document will reflect the most recent revision.

It is your responsibility to review these Terms periodically. Continued use of the Platform after any amendments have been published constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must discontinue your use of the Platform immediately.

16 Contact Us

If you have any questions, concerns or requests relating to these Terms & Conditions, please contact the 97pk team using the details below. Please note that our email address is provided as plain text only and is not a clickable link.

For responsible gambling queries and self-exclusion requests, please also refer to our Responsible Gambling page, which contains specific guidance on protective tools and support channels.